Endowment Plans

These are plans that offer a lump sum amount at the end of a specified term or on the death of the policyholder, whichever is earlier. Some of the endowment plans are:

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• Aadhaar Shila: A plan for women with Aadhaar cards that provides life cover, maturity benefit, and loyalty additions.

• Aadhaar Stumb: A plan for men with Aadhaar cards that provides life cover, maturity benefit, and loyalty additions.

• Bachat Plus: A plan that offers guaranteed returns, tax benefits, and life cover for 10 or 15 years.

• Bima Jyoti: A plan that offers guaranteed additions, tax benefits, and life cover for 15 or 20 years.

• Dhan Sanchay: A plan that offers flexible premium payment options, tax benefits, and life cover for 10 or 15 years.

• Jeevan Labh: A plan that offers high returns, tax benefits, and life cover for 16, 21, or 25 years.

• Jeevan Lakshya: A plan that offers annual income benefit, tax benefits, and life cover for 13, 16, or 19 years.

• New Endowment Plan: A plan that offers savings, tax benefits, and life cover for 12 to 35 years.

• New Jeevan Anand: A plan that offers savings, tax benefits, and life cover for the whole life of the policyholder.

• Saral Jeevan Bima: A plan that offers a simple and affordable life cover for 10 to 40 years.

• Single Payment Endowment: A plan that offers a single premium payment option, tax benefits, and life cover for 10 to 25 years.

 

Child Protection Plans

These are plans that offer financial security for the child’s future in case of the death of the parent or guardian. Some of the child protection plans are:

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• Jeevan Lakshya: A plan that offers annual income benefit, tax benefits, and life cover for the child until he or she turns 25 years old.

• Jeevan Tarun: A plan that offers money back benefits, tax benefits, and life cover for the child until he or she turns 25 years old.

• New Children’s Money Back Plan: A plan that offers money back benefits, tax benefits, and life cover for the child until he or she turns 25 years old.

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Whole Life Plans

These are plans that offer life cover for the whole life of the policyholder along with savings and tax benefits. Some of the whole life plans are:

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• Jeevan Umang: A plan that offers annual income benefit, tax benefits, and life cover for the whole life of the policyholder.

• New Jeevan Anand: A plan that offers savings, tax benefits, and life cover for the whole life of the policyholder.

 

Retirement Solutions

These are plans that offer a regular income after retirement along with tax benefits and life cover. Some of the retirement solutions are:

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• Jeevan Akshay- VII: A plan that offers an immediate annuity option with various payout modes and frequencies.

• Jeevan Shanti: A plan that offers a deferred annuity option with various payout modes and frequencies.

• Saral Pension: A plan that offers a simple and standard annuity option with a single premium payment.

 

Health Insurance Plans

These are plans that offer financial protection against medical expenses due to illness or injury. Some of the health insurance plans are:

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• Cancer Cover: A plan that offers a lump sum benefit, income benefit, and premium waiver benefit in case of diagnosis of cancer.

• Jeevan Arogya: A plan that offers a hospital cash benefit, major surgical benefit, day care procedure benefit, and other benefits in case of hospitalization or surgery.

 

Pure Protection Plans

These are plans that offer only life cover without any savings or investment component. Some of the pure protection plans are:

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• Jeevan Amar: A plan that offers a low-cost life cover with flexible premium payment options, policy term options, and death benefit options.

 

Money Back Plans

These are plans that offer periodic payments during the policy term along with life cover and tax benefits. Some of the money back plans are:

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• Bima Shree: A plan that offers money back benefits, loyalty additions, and life cover for 14, 16, 18, or 20 years.

• Dhan Rekha: A plan that offers money back benefits, guaranteed additions, and life cover for 15 or 20 years.

• Jeevan Shiromani: A plan that offers money back benefits, loyalty additions, and life cover for 14, 16, 18, or 20 years.

• Jeevan Umang: A plan that offers annual income benefit, tax benefits, and life cover for the whole life of the policyholder.

• New Bima Bachat: A plan that offers money back benefits, loyalty additions, and life cover for 9, 12, or 15 years.

• New Money Back Plan: A plan that offers money back benefits, loyalty additions, and life cover for 20 or 25 years.

• New Money Back Plan 25 Years: A plan that offers money back benefits, loyalty additions, and life cover for 25 years.

 

Ulip Plans

These are plans that offer a combination of investment and insurance, where the policyholder can choose from various fund options and switch between them. Some of the ulip plans are:

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• New Endowment Plus: A plan that offers savings, tax benefits, and life cover with four fund options to choose from.

• New Pension Plus: A plan that offers retirement solutions, tax benefits, and life cover with four fund options to choose from.

• Nivesh Plus: A plan that offers savings, tax benefits, and life cover with eight fund options to choose from.

• SIIP: A plan that offers savings, tax benefits, and life cover with seven fund options to choose from.